Citizens Bank

Consolidated domestic subsidiaries of Citizens Bank of Charleston in the State of Missouri, at the close of Business on Dec 31, 2007 & Dec 31, 2008 & Sept 30, 2009.

	Dollar Amounts in Thousands
Assets	12/31/2007	12/31/2008	12/31/2009	6/30/2010
Cash and balances due: Noninterest-bearing balances	4,740	10,599	6,331	2,820
Cash and Balances due: Interest-bearing balances				383
Securities: Held-to-Maturity Securities
Securities: Available-for-sale Securities	8,627	8,661	7,968	7,484
Federal Funds sold	8,939	12,386	9,613	8,417
Securities purchased under the agreement to resell
Loans and leases, net of uneared income	66,808	64,379	72,155	76,594
Less: Allowance for loan and lease losses	903	1,094	1,141	1,177
Loans and leases, net unearned income and allowance	65,905	63,285	71,014	75,417
Trading Assets
Premises and fixed assets	1,170	1,836	1,730	1,683
Other real estate owned		810	896	790
Other assets	2,615	3,824	3,026	2,163
Total Assets:	91,996	101,401	100,578	99,157

Liabilities
Deposits: In domestic offices	78,393	87,466	87,243	85,284
Deposits: In domestic offices, Non-interest Bearing	12,140	18,439	23,862	12,181
Deposits: In domestic offices, Interest Bearing	6,253	69,027	63,381	73,103
Federal Funds Purchased
Securities sold under agreements to repurchase
Trading Liabilities
Other Borrowed Money		0
Subordinated notes and debentures
Other Liabilities	749	647	154	198
Total Liabilities:	79,142	88,113	87,397	85,482

Equity Capital
Perpetual preferred stock and related surplus
Common stock	100	100	100	100
Surplus	800	800	800	800
Retainted earnings	12,854	12,447	12,388	12,719
Accumulated and other comprehensive incom	4	-59	-107	56
Other equity capital	12,854	13,288	13,181	13,675
Total liabilities, minority interest, and equity capital	91,996	101,401	100,578	99,157